Natural hazards · Williamstown

Williamstown, MA natural hazards

Most of the natural-hazard damage FEMA expects in Williamstown comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 17 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Williamstown?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Williamstown to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding82%Hurricanes6%Everything else12%
By hazard

What Williamstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Williamstown flood?

Every paid claim on a federal flood insurance policy in Williamstown, from FEMA’s records.

17paid claims since 1978
$153Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 8 claims, $74K
of all homes
are insured
No community discount. Williamstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Berkshire County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Williamstown

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Williamstown itself: aid to households, or repair grants to the Town of Williamstown.

Brought FEMA money into WilliamstownDeclared for Berkshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$23K to the Town of Williamstown for repairs
2011

Severe Storm and Snowstorm

$15K to the Town of Williamstown for repairs
2011

Tropical Storm Irene

239 households applied for aid $3.6M aid approved $85K to the Town of Williamstown for repairs
2011

Severe Winter Storm and Snowstorm

$39K to the Town of Williamstown for repairs
2007

Severe Storms and Inland and Coastal Flooding

$29K to the Town of Williamstown for repairs
2005

Severe Storms and Flooding

8 households applied for aid $12K aid approved $37K to the Town of Williamstown for repairs
2005

Record And/Or Near Record Snow

$18K to the Town of Williamstown for repairs
2003

Snow

$40K to the Town of Williamstown for repairs
2001

Snow

$18K to the Town of Williamstown for repairs
Berkshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Williamstown

Williamstown and the towns around it

North Adams: Very high, mostly inland floodingClarksburg: High, mostly inland floodingAdams: Very high, mostly inland floodingFlorida: Low, mostly inland floodingStamford: High, mostly inland floodingNew Ashford: Low, mostly inland floodingWilliamstown: High, mostly inland flooding WilliamstownNorth AdamsClarksburgAdams
Very lowLowModerateHighVery high
Adamsmostly inland floodingVery high
North Adamsmostly inland floodingVery high
Williamstownmostly inland floodingHigh
Clarksburgmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Williamstown covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Williamstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Williamstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Williamstown total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01