Natural hazards · Clarksburg

Clarksburg, MA natural hazards

Most of the natural-hazard damage FEMA expects in Clarksburg comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2005. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Clarksburg?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Clarksburg to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding78%Cold waves7%Hurricanes6%Everything else10%
By hazard

What Clarksburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Clarksburg flood?

Every paid claim on a federal flood insurance policy in Clarksburg, from FEMA’s records.

3paid claims since 2005
$23Kpaid to owners
0homes flooded more than once
20052026
of all homes
are insured
No community discount. Clarksburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Berkshire County.
Disasters that hit Clarksburg

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Clarksburg itself: aid to households, or repair grants to the Town of Clarksburg.

Brought FEMA money into ClarksburgDeclared for Berkshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$7K to the Town of Clarksburg for repairs
2011

Severe Storm and Snowstorm

$3K to the Town of Clarksburg for repairs
2011

Tropical Storm Irene

17 households applied for aid $30K aid approved $95K to the Town of Clarksburg for repairs
2011

Severe Winter Storm and Snowstorm

$6K to the Town of Clarksburg for repairs
2007

Severe Storms and Inland and Coastal Flooding

$4K to the Town of Clarksburg for repairs
2005

Record And/Or Near Record Snow

$5K to the Town of Clarksburg for repairs
2003

Snow

$4K to the Town of Clarksburg for repairs
2001

Snow

$4K to the Town of Clarksburg for repairs
Berkshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Clarksburg

Clarksburg and the towns around it

North Adams: Very high, mostly inland floodingWilliamstown: High, mostly inland floodingFlorida: Low, mostly inland floodingStamford: High, mostly inland floodingAdams: Very high, mostly inland floodingSavoy: Low, mostly inland floodingRowe: High, mostly inland floodingCharlemont: High, mostly inland floodingMonroe: High, mostly inland floodingReadsboro: High, mostly inland floodingPownal: Moderate, mostly inland floodingWoodford: High, mostly inland floodingClarksburg: High, mostly inland flooding ClarksburgNorth AdamsWilliamstownFloridaStamford
Very lowLowModerateHighVery high
North Adamsmostly inland floodingVery high
Williamstownmostly inland floodingHigh
Clarksburgmostly inland floodingHigh
Stamfordmostly inland floodingHigh
Floridamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Clarksburg covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Clarksburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Clarksburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Clarksburg total about $445K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01