Adams, MA natural hazards
Most of the natural-hazard damage FEMA expects in Adams comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 13 claims here since 1979. 10 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Adams?
FEMA expects yearly storm and flood damage to homes and buildings in Adams to be higher than in 86% of U.S. communities, mostly from inland flooding.
What Adams faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does Adams flood?
Every paid claim on a federal flood insurance policy in Adams, from FEMA’s records.
Biggest named events
- Hurricane Irene: 6 claims, $91K
- April 2007 Nor'easter: 1 claim, $941
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
10 federal disasters brought FEMA money here
Disasters the President declared that paid out in Adams itself: aid to households, or repair grants to the Town of Adams.
Severe Winter Storm, Snowstorm, and Flooding
Severe Storm and Snowstorm
Tropical Storm Irene
Severe Winter Storm and Snowstorm
Severe Winter Storm and Flooding
Severe Storms and Inland and Coastal Flooding
Severe Storms and Flooding
Record And/Or Near Record Snow
Snow
Snow
Adams and the towns around it
How to read this page
FEMA’s expected losses across Adams total about $4.3M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.