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Natural hazards · Miller

Miller, IN natural hazards

Most of the natural-hazard damage FEMA expects in Miller comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Miller?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Miller to be higher than in 28% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding40%Tornadoes26%Cold waves15%Strong wind12%Everything else8%
By hazard

What Miller faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

26% of expected damage
Well above average · higher than 97% of U.S. places

Cold waves

15% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 2 times a year in the area

Strong wind

12% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Miller flood?

Every paid claim on a federal flood insurance policy in Miller, from FEMA’s records.

2paid claims since 1998
$8Kpaid to owners
0homes flooded more than once
19982026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Miller isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dearborn County.
Disasters that hit Miller

Federal disasters declared here

None of the disasters declared for Dearborn County shows FEMA aid or repair money reaching Miller itself in FEMA’s records.

Brought FEMA money into MillerDeclared for Dearborn County only
Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.
Around Miller

Miller and the towns around it

York: Moderate, mostly inland floodingLawrenceburg: Low, mostly inland floodingHidden Valley: Low, mostly inland floodingGreendale: Low, mostly inland floodingHarrison: Moderate, mostly inland floodingManchester: Low, mostly inland floodingLogan: High, mostly inland floodingWhitewater: High, mostly inland floodingKelso: Very low, mostly inland floodingJackson: Moderate, mostly inland floodingCenter: High, mostly inland floodingLawrenceburg: Low, mostly inland floodingAurora: High, mostly inland floodingShawnee: High, mostly inland floodingPetersburg: Moderate, mostly inland floodingMiami: Moderate, mostly inland floodingHarrison: High, mostly inland floodingWhitewater: High, mostly inland floodingHarrison: High, mostly inland floodingWest Harrison: Very high, mostly inland floodingBright: Moderate, mostly inland floodingNew Trenton: High, mostly inland floodingSparta: Low, mostly inland floodingHogan: Moderate, mostly inland floodingFranklin: Moderate, mostly inland floodingSt. Leon: Very low, mostly inland floodingGrandview: High, mostly inland floodingTaylor Creek: High, mostly inland floodingColerain: Low, mostly inland floodingHooven: High, mostly inland floodingCrosby: High, mostly inland floodingMiamitown: High, mostly inland floodingBlue Jay: High, mostly inland floodingCleves: Moderate, mostly inland floodingMiller: Low, mostly inland flooding MillerYorkLawrenceburgHidden ValleyGreendaleHarrisonManchesterLoganWhitewater
Very lowLowModerateHighVery high
Whitewatermostly inland floodingHigh
Loganmostly inland floodingHigh
Yorkmostly inland floodingModerate
Harrisonmostly inland floodingModerate
Greendalemostly inland floodingLow
Manchestermostly inland floodingLow
Lawrenceburgmostly inland floodingLow
Millermostly inland floodingLow
Hidden Valleymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Miller covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Miller’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Miller. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Miller total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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