Natural hazards · Logan

Logan, IN natural hazards

Most of the natural-hazard damage FEMA expects in Logan comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Logan?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Logan to be higher than in 61% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes19%Cold waves10%Strong wind8%Everything else6%

By hazard

What Logan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 78 years in the area

Cold waves

10% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Logan flood?

Every paid claim on a federal flood insurance policy in Logan, from FEMA’s records.

6paid claims since 1998

$129Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Central U.S. April Flooding: 1 claim, $54K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Logan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dearborn County.

Disasters that hit Logan

Federal disasters declared here

None of the disasters declared for Dearborn County shows FEMA aid or repair money reaching Logan itself in FEMA’s records.

Brought FEMA money into LoganDeclared for Dearborn County only

Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Logan

Logan and the towns around it

Very lowLowModerateHighVery high

Whitewatermostly inland floodingHigh

Loganmostly inland floodingHigh

Harrisonmostly inland floodingModerate

Millermostly inland floodingLow

Kelsomostly inland floodingVery low

St. Leonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Logan covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Logan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Logan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Logan total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.