Natural hazards · Greendale

Greendale, IN natural hazards

Most of the natural-hazard damage FEMA expects in Greendale comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1997. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greendale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greendale to be higher than in 39% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes23%Cold waves12%Strong wind10%Everything else8%

By hazard

What Greendale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 85 years in the area

Cold waves

12% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greendale flood?

Every paid claim on a federal flood insurance policy in Greendale, from FEMA’s records.

4paid claims since 1997

$132Kpaid to owners

1homes flooded more than once

19972026

Biggest named events

Central U.S. April Flooding: 1 claim, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greendale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dearborn County.

Disasters that hit Greendale

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greendale itself: aid to households, or repair grants to the City of Greendale.

Brought FEMA money into GreendaleDeclared for Dearborn County only

2008

Severe Storms and Flooding

46 households applied for aid $292 aid approved $81K to the City of Greendale for repairs

2004

Snow

$7K to the City of Greendale for repairs

2002

Severe Storms, Tornadoes and Flooding

$141K to the City of Greendale for repairs

Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Greendale

Greendale and the towns around it

Very lowLowModerateHighVery high

Whitewatermostly inland floodingHigh

Greendalemostly inland floodingLow

Lawrenceburgmostly inland floodingLow

Millermostly inland floodingLow

Hidden Valleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greendale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Greendale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greendale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greendale total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.