Natural hazards · Hidden Valley

Hidden Valley, IN natural hazards

Most of the natural-hazard damage FEMA expects in Hidden Valley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hidden Valley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hidden Valley to be higher than in 27% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes27%Cold waves16%Strong wind12%Everything else8%

By hazard

What Hidden Valley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 97% of U.S. places

Cold waves

16% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 2 times a year in the area

Strong wind

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hidden Valley flood?

Every paid claim on a federal flood insurance policy in Hidden Valley, from FEMA’s records.

1paid claims since 2018

$4Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hidden Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dearborn County.

Disasters that hit Hidden Valley

Federal disasters declared here

None of the disasters declared for Dearborn County shows FEMA aid or repair money reaching Hidden Valley itself in FEMA’s records.

Brought FEMA money into Hidden ValleyDeclared for Dearborn County only

Dearborn County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Hidden Valley

Hidden Valley and the towns around it

Very lowLowModerateHighVery high

Greendalemostly inland floodingLow

Lawrenceburgmostly inland floodingLow

Millermostly inland floodingLow

Hidden Valleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hidden Valley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hidden Valley’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hidden Valley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hidden Valley total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.