TownTapestry
Sign inJoin
WorthGood morning
Natural hazards · Worth

Worth, IL natural hazards

Most of the natural-hazard damage FEMA expects in Worth comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 102 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Worth?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worth to be higher than in 80% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves20%Tornadoes10%Heat waves6%Everything else3%
By hazard

What Worth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 6 times a year in the area

Cold waves

20% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 79% of U.S. places

Heat waves

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Worth flood?

Every paid claim on a federal flood insurance policy in Worth, from FEMA’s records.

102paid claims since 1978
$904Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 5 claims, $60K
  • Mid-spring storms: 4 claims, $45K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Worth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Worth

Federal disasters declared here

None of the disasters declared for Cook County shows FEMA aid or repair money reaching Worth itself in FEMA’s records.

Brought FEMA money into WorthDeclared for Cook County only
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Worth

Worth and the towns around it

Chicago: Moderate, mostly inland floodingMerrionette Park: Very high, mostly inland floodingEvergreen Park: High, mostly inland floodingCalumet: Very high, mostly inland floodingPalos: High, mostly inland floodingOak Lawn: Very high, mostly inland floodingBremen: High, mostly inland floodingAlsip: High, mostly inland floodingChicago Ridge: Very high, mostly inland floodingBridgeview: Moderate, mostly inland floodingStickney: High, mostly inland floodingLeyden: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingSchiller Park: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingPark Ridge: Moderate, mostly inland floodingElk Grove: Moderate, mostly inland floodingNiles: Low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingRiverdale: Very high, mostly inland floodingCalumet Park: Very high, mostly inland floodingThornton: Very high, mostly inland floodingBlue Island: Very high, mostly inland floodingLyons: High, mostly inland floodingLemont: Low, mostly inland floodingOrland: Moderate, mostly inland floodingWillow Springs: High, mostly inland floodingPalos Park: Moderate, mostly inland floodingHometown: Moderate, mostly cold wavesBurbank: High, mostly inland floodingRich: Moderate, mostly inland floodingPosen: Very high, mostly inland floodingDixmoor: Very high, mostly inland floodingTinley Park: Moderate, mostly inland floodingCrestwood: High, mostly inland floodingWorth: High, mostly inland floodingBedford Park: Low, mostly inland floodingJustice: Very high, mostly inland floodingHickory Hills: Moderate, mostly inland floodingPalos Hills: Very high, mostly inland floodingStickney: Very high, mostly inland floodingForest View: High, mostly inland floodingCicero: High, mostly inland floodingSummit: High, mostly inland floodingLyons: Very high, mostly inland floodingWorth: Very high, mostly inland flooding WorthChicagoMerrionette ParkEvergreen ParkCalumetPalosOak LawnBremenAlsipChicago RidgeBridgeviewStickney
Very lowLowModerateHighVery high
Chicago Ridgemostly inland floodingVery high
Merrionette Parkmostly inland floodingVery high
Calumetmostly inland floodingVery high
Oak Lawnmostly inland floodingVery high
Worthmostly inland floodingVery high
Alsipmostly inland floodingHigh
Palosmostly inland floodingHigh
Bremenmostly inland floodingHigh
Evergreen Parkmostly inland floodingHigh
Stickneymostly inland floodingHigh
Bridgeviewmostly inland floodingModerate
Chicagomostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worth covers 33 census tracts, combined by population.
Money that reached townFlood claims are matched to Worth’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Worth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Worth total about $103M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Worth, ILCook CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Worth is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map