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Natural hazards · Chicago Ridge

Chicago Ridge, IL natural hazards

Most of the natural-hazard damage FEMA expects in Chicago Ridge comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 1981. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Chicago Ridge?

88
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chicago Ridge to be higher than in 88% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves17%Tornadoes9%Everything else7%
By hazard

What Chicago Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 6 times a year in the area

Cold waves

17% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Chicago Ridge flood?

Every paid claim on a federal flood insurance policy in Chicago Ridge, from FEMA’s records.

5paid claims since 1981
$13Kpaid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Chicago Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Chicago Ridge

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Chicago Ridge itself: aid to households, or repair grants to the Village of Chicago Ridge.

Brought FEMA money into Chicago RidgeDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

41 households applied for aid $56K aid approved
2023

Severe Storms and Flooding

71 households applied for aid $82K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

15 households applied for aid $44K aid approved
2011

Severe Winter Storm and Snowstorm

$19K to the Village of Chicago Ridge for repairs
2010

Severe Storms and Flooding

14 households applied for aid $22K aid approved
2008

Severe Storms and Flooding

1 household applied for aid $2K aid approved
2000

Illinois Winter Snow Storms

$21K to the Village of Chicago Ridge for repairs
1999

Il-Winter Storm 1/1/99

$13K to the Village of Chicago Ridge for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Chicago Ridge

Chicago Ridge and the towns around it

Oak Lawn: Very high, mostly inland floodingWorth: High, mostly inland floodingWorth: Very high, mostly inland floodingBridgeview: Moderate, mostly inland floodingPalos: High, mostly inland floodingAlsip: High, mostly inland floodingHometown: Moderate, mostly cold wavesChicago: Moderate, mostly inland floodingBurbank: High, mostly inland floodingStickney: High, mostly inland floodingPalos Heights: Very high, mostly inland floodingPalos Hills: Very high, mostly inland floodingMerrionette Park: Very high, mostly inland floodingEvergreen Park: High, mostly inland floodingCalumet: Very high, mostly inland floodingBremen: High, mostly inland floodingBedford Park: Low, mostly inland floodingJustice: Very high, mostly inland floodingHickory Hills: Moderate, mostly inland floodingLyons: High, mostly inland floodingLemont: Low, mostly inland floodingOrland: Moderate, mostly inland floodingWillow Springs: High, mostly inland floodingPalos Park: Moderate, mostly inland floodingChicago Ridge: Very high, mostly inland flooding Chicago RidgeOak LawnWorthWorthBridgeviewPalos
Very lowLowModerateHighVery high
Chicago Ridgemostly inland floodingVery high
Oak Lawnmostly inland floodingVery high
Worthmostly inland floodingVery high
Worthmostly inland floodingHigh
Palosmostly inland floodingHigh
Bridgeviewmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chicago Ridge covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Chicago Ridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chicago Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chicago Ridge total about $9.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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