TownTapestry
Sign inJoin
CalumetGood afternoon
Natural hazards · Calumet

Calumet, IL natural hazards

Most of the natural-hazard damage FEMA expects in Calumet comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 2009. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Calumet?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calumet to be higher than in 87% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves20%Tornadoes11%Heat waves6%Everything else3%
By hazard

What Calumet faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 6 times a year in the area

Cold waves

20% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

11% of expected damage
Well above average · higher than 83% of U.S. places

Heat waves

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Calumet flood?

Every paid claim on a federal flood insurance policy in Calumet, from FEMA’s records.

5paid claims since 2009
$36Kpaid to owners
0homes flooded more than once
20092026

Biggest named events

  • Mid-spring storms: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Calumet isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Calumet

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calumet itself: aid to households, or repair grants to the Township of Calumet.

Brought FEMA money into CalumetDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

3 households applied for aid $9K aid approved
2023

Severe Storms and Flooding

4 households applied for aid $4K aid approved
2011

Severe Winter Storm and Snowstorm

$5K to the Township of Calumet for repairs
2010

Severe Storms and Flooding

9 households applied for aid $30K aid approved
2008

Severe Storms and Flooding

3 households applied for aid $6K aid approved
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Calumet

Calumet and the towns around it

Chicago: Moderate, mostly inland floodingRiverdale: Very high, mostly inland floodingCalumet Park: Very high, mostly inland floodingWorth: Very high, mostly inland floodingThornton: Very high, mostly inland floodingBlue Island: Very high, mostly inland floodingLeyden: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingSchiller Park: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingStickney: High, mostly inland floodingPark Ridge: Moderate, mostly inland floodingElk Grove: Moderate, mostly inland floodingNiles: Low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingDixmoor: Very high, mostly inland floodingDolton: Very high, mostly inland floodingMerrionette Park: Very high, mostly inland floodingEvergreen Park: High, mostly inland floodingPalos: High, mostly inland floodingOak Lawn: Very high, mostly inland floodingBremen: High, mostly inland floodingAlsip: High, mostly inland floodingChicago Ridge: Very high, mostly inland floodingBridgeview: Moderate, mostly inland floodingBurnham: High, mostly inland floodingBloom: High, mostly inland floodingNorth: Moderate, mostly inland floodingThornton: Low, mostly inland floodingHammond: Low, mostly inland floodingLansing: High, mostly inland floodingMunster: High, mostly inland floodingRobbins: High, mostly inland floodingPosen: Very high, mostly inland floodingCalumet: Very high, mostly inland flooding CalumetChicagoRiverdaleCalumet ParkWorthThorntonBlue Island
Very lowLowModerateHighVery high
Calumetmostly inland floodingVery high
Blue Islandmostly inland floodingVery high
Riverdalemostly inland floodingVery high
Calumet Parkmostly inland floodingVery high
Thorntonmostly inland floodingVery high
Worthmostly inland floodingVery high
Chicagomostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calumet covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Calumet’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Calumet. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Calumet total about $12.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Calumet, ILCook CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Calumet is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map