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Natural hazards · Bremen

Bremen, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bremen comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 314 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bremen?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bremen to be higher than in 68% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves25%Tornadoes13%Heat waves7%Everything else3%
By hazard

What Bremen faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 6 times a year in the area

Cold waves

25% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 81% of U.S. places

Heat waves

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bremen flood?

Every paid claim on a federal flood insurance policy in Bremen, from FEMA’s records.

314paid claims since 1978
$1.4Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 32 claims, $152K
  • Mid-spring storms: 13 claims, $177K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Bremen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Bremen

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bremen itself: aid to households, or repair grants to the Township of Bremen.

Brought FEMA money into BremenDeclared for Cook County only
2000

Illinois Winter Snow Storms

$4K to the Township of Bremen for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Bremen

Bremen and the towns around it

Thornton: Very high, mostly inland floodingOrland: Moderate, mostly inland floodingRich: Moderate, mostly inland floodingWorth: Very high, mostly inland floodingPosen: Very high, mostly inland floodingDixmoor: Very high, mostly inland floodingTinley Park: Moderate, mostly inland floodingChicago: Moderate, mostly inland floodingBurnham: High, mostly inland floodingBloom: High, mostly inland floodingNorth: Moderate, mostly inland floodingCalumet: Very high, mostly inland floodingThornton: Low, mostly inland floodingHammond: Low, mostly inland floodingRiverdale: Very high, mostly inland floodingLansing: High, mostly inland floodingMunster: High, mostly inland floodingFrankfort: Moderate, mostly inland floodingPalos: High, mostly inland floodingHomer: Low, mostly inland floodingHomer Glen: Moderate, mostly inland floodingOrland Park: Low, mostly inland floodingMatteson: Moderate, mostly inland floodingFlossmoor: Moderate, mostly inland floodingHomewood: High, mostly inland floodingFrankfort Square: Moderate, mostly inland floodingFrankfort: Moderate, mostly inland floodingMerrionette Park: Very high, mostly inland floodingEvergreen Park: High, mostly inland floodingOak Lawn: Very high, mostly inland floodingAlsip: High, mostly inland floodingChicago Ridge: Very high, mostly inland floodingBridgeview: Moderate, mostly inland floodingStickney: High, mostly inland floodingHarvey: Very high, mostly inland floodingBlue Island: Very high, mostly inland floodingMarkham: High, mostly inland floodingMokena: Low, mostly inland floodingBremen: High, mostly inland flooding BremenThorntonOrlandRichWorthPosenDixmoorTinley Park
Very lowLowModerateHighVery high
Posenmostly inland floodingVery high
Dixmoormostly inland floodingVery high
Thorntonmostly inland floodingVery high
Worthmostly inland floodingVery high
Bremenmostly inland floodingHigh
Richmostly inland floodingModerate
Tinley Parkmostly inland floodingModerate
Orlandmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bremen covers 23 census tracts, combined by population.
Money that reached townFlood claims are matched to Bremen’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Bremen. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bremen total about $59.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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