TownTapestry
Sign inJoin
South MolineGood afternoon
Natural hazards · South Moline

South Moline, IL natural hazards

Most of the natural-hazard damage FEMA expects in South Moline comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 715 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is South Moline?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Moline to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding29%Cold waves28%Tornadoes17%Heat waves10%Strong wind6%Everything else10%
By hazard

What South Moline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage
Below average · higher than 33% of U.S. places
Recorded about 3 times a year in the area

Cold waves

28% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

17% of expected damage
Well above average · higher than 79% of U.S. places

Heat waves

10% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 7 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does South Moline flood?

Every paid claim on a federal flood insurance policy in South Moline, from FEMA’s records.

715paid claims since 1978
$7.9Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Mid-spring storms: 53 claims, $916K
  • Midwest Flooding: 40 claims, $499K
  • Hurricane Ike: 2 claims, $9K
of homes in flood zones
are insured
of all homes
are insured
No community discount. South Moline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rock Island County.
Disasters that hit South Moline

Federal disasters declared here

None of the disasters declared for Rock Island County shows FEMA aid or repair money reaching South Moline itself in FEMA’s records.

Brought FEMA money into South MolineDeclared for Rock Island County only
Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.
Around South Moline

South Moline and the towns around it

Moline: Low, mostly inland floodingMoline: Low, mostly inland floodingHampton: Moderate, mostly inland floodingEast Moline: Moderate, mostly inland floodingCoal Valley: Moderate, mostly inland floodingSouth Rock Island: Moderate, mostly inland floodingRock Island: Moderate, mostly inland floodingBlackhawk: Moderate, mostly inland floodingRiverdale: Low, mostly inland floodingCampbell's Island: High, mostly inland floodingMilan: High, mostly inland floodingBettendorf: Moderate, mostly inland floodingRock Island: High, mostly inland floodingRock Island Arsenal: High, mostly inland floodingDavenport: Moderate, mostly inland floodingCoal Valley: Moderate, mostly inland floodingColona: High, mostly inland floodingPort Byron: High, mostly inland floodingZuma: Very high, mostly inland floodingRapids City: Very high, mostly inland floodingHanna: Moderate, mostly inland floodingCoe: High, mostly inland floodingSilvis: Very low, mostly cold wavesBarstow: Moderate, mostly inland floodingHampton: Very high, mostly inland floodingRural: Moderate, mostly inland floodingBowling: High, mostly inland floodingAndalusia: High, mostly inland floodingOak Grove: High, mostly inland floodingEdgington: High, mostly inland floodingCoyne Center: Moderate, mostly inland floodingSouth Moline: Low, mostly inland flooding South MolineMolineMolineHamptonEast MolineCoal ValleySouth Rock IslandRock IslandBlackhawkRiverdaleCampbell's IslandMilanBettendorf
Very lowLowModerateHighVery high
Campbell's Islandmostly inland floodingHigh
Milanmostly inland floodingHigh
Coal Valleymostly inland floodingModerate
Hamptonmostly inland floodingModerate
Rock Islandmostly inland floodingModerate
Blackhawkmostly inland floodingModerate
East Molinemostly inland floodingModerate
Bettendorfmostly inland floodingModerate
South Rock Islandmostly inland floodingModerate
Molinemostly inland floodingLow
Riverdalemostly inland floodingLow
Molinemostly inland floodingLow
South Molinemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Moline covers 10 census tracts, combined by population.
Money that reached townFlood claims are matched to South Moline’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of South Moline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across South Moline total about $10.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in South Moline, ILRock Island CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

South Moline is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map