TownTapestry
Sign inJoin
MilanGood night
Natural hazards · Milan

Milan, IL natural hazards

Most of the natural-hazard damage FEMA expects in Milan comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 39 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Milan?

68
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milan to be higher than in 68% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves18%Tornadoes12%Heat waves6%Everything else12%
By hazard

What Milan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about 3 times a year in the area

Cold waves

18% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 79% of U.S. places

Heat waves

6% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Milan flood?

Every paid claim on a federal flood insurance policy in Milan, from FEMA’s records.

39paid claims since 1979
$368Kpaid to owners
5homes flooded more than once
19792026

Biggest named events

  • Midwest Flooding: 4 claims, $74K
  • Mid-spring storms: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Milan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rock Island County.
Disasters that hit Milan

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milan itself: aid to households, or repair grants to the Village of Milan.

Brought FEMA money into MilanDeclared for Rock Island County only
2019

Severe Storms and Flooding

$81K to the Village of Milan for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

6 households applied for aid $15K aid approved $50K to the Village of Milan for repairs
2011

Severe Winter Storm and Snowstorm

$23K to the Village of Milan for repairs
2008

Severe Storms and Flooding

65 households applied for aid $57K aid approved $45K to the Village of Milan for repairs
2001

Flooding

$30K to the Village of Milan for repairs
Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.
Around Milan

Milan and the towns around it

Rock Island: Moderate, mostly inland floodingBlackhawk: Moderate, mostly inland floodingSouth Rock Island: Moderate, mostly inland floodingCoyne Center: Moderate, mostly inland floodingOak Grove: High, mostly inland floodingMoline: Low, mostly inland floodingSouth Moline: Low, mostly inland floodingRock Island Arsenal: High, mostly inland floodingMoline: Low, mostly inland floodingRock Island: High, mostly inland floodingCoal Valley: Moderate, mostly inland floodingBowling: High, mostly inland floodingDavenport: Moderate, mostly inland floodingAndalusia: High, mostly inland floodingRural: Moderate, mostly inland floodingEdgington: High, mostly inland floodingEast Moline: Moderate, mostly inland floodingCoal Valley: Moderate, mostly inland floodingHampton: Moderate, mostly inland floodingRiverdale: Low, mostly inland floodingCampbell's Island: High, mostly inland floodingBettendorf: Moderate, mostly inland floodingMilan: High, mostly inland flooding MilanRock IslandBlackhawkSouth Rock IslandCoyne CenterOak GroveMolineSouth Moline
Very lowLowModerateHighVery high
Milanmostly inland floodingHigh
Oak Grovemostly inland floodingHigh
Rock Islandmostly inland floodingModerate
Blackhawkmostly inland floodingModerate
South Rock Islandmostly inland floodingModerate
Coyne Centermostly inland floodingModerate
Molinemostly inland floodingLow
South Molinemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milan covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Milan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Milan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milan total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Milan, ILView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Milan is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map