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Natural hazards · Bettendorf

Bettendorf, IA natural hazards

Most of the natural-hazard damage FEMA expects in Bettendorf comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 304 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bettendorf?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bettendorf to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes8%Cold waves7%Strong wind6%Hail6%Everything else9%
By hazard

What Bettendorf faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 50% of U.S. places

Cold waves

7% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 7 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 6 times a year in the area

Hail

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bettendorf flood?

Every paid claim on a federal flood insurance policy in Bettendorf, from FEMA’s records.

304paid claims since 1978
$7.7Mpaid to owners
32homes flooded more than once
19782026

Biggest named events

  • Severe flooding: 22 claims, $315K
  • Midwest Flooding: 21 claims, $213K
  • Storm: 3 claims, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (7) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bettendorf isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Scott County.

What’s been done with FEMA grants

153flood-prone properties bought out and cleared
Disasters that hit Bettendorf

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bettendorf itself: aid to households, or repair grants to the City of Bettendorf.

Brought FEMA money into BettendorfDeclared for Scott County only
2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

20 households applied for aid $27K aid approved $139K to the City of Bettendorf for repairs
2023

Flooding

$87K to the City of Bettendorf for repairs
2020

Severe Storms

209 households applied for aid $84K aid approved $429K to the City of Bettendorf for repairs
2019

Severe Storms and Flooding

32 households applied for aid $35K aid approved $318K to the City of Bettendorf for repairs
2008

Severe Storms, Tornadoes, and Flooding

131 households applied for aid $139K aid approved $371K to the City of Bettendorf for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $370 aid approved
2001

Severe Storms, Tornadoes and Flooding

$339K to the City of Bettendorf for repairs
Scott County has had 17 natural disasters declared since 1953, most often floods and severe storms.
Around Bettendorf

Bettendorf and the towns around it

Riverdale: Low, mostly inland floodingDavenport: Moderate, mostly inland floodingMoline: Low, mostly inland floodingHampton: Moderate, mostly inland floodingRock Island Arsenal: High, mostly inland floodingSouth Moline: Low, mostly inland floodingRock Island: High, mostly inland floodingBlackhawk: Moderate, mostly inland floodingEldridge: Very low, mostly inland floodingBuffalo: Low, mostly inland floodingSouth Rock Island: Moderate, mostly inland floodingAndalusia: High, mostly inland floodingMoline: Low, mostly inland floodingRock Island: Moderate, mostly inland floodingEast Moline: Moderate, mostly inland floodingColona: High, mostly inland floodingPort Byron: High, mostly inland floodingZuma: Very high, mostly inland floodingCampbell's Island: High, mostly inland floodingRapids City: Very high, mostly inland floodingHanna: Moderate, mostly inland floodingCoe: High, mostly inland floodingCoal Valley: Moderate, mostly inland floodingMilan: High, mostly inland floodingBettendorf: Moderate, mostly inland flooding BettendorfRiverdaleDavenportMolineHamptonRock Island ArsenalSouth Moline
Very lowLowModerateHighVery high
Rock Island Arsenalmostly inland floodingHigh
Hamptonmostly inland floodingModerate
Bettendorfmostly inland floodingModerate
Davenportmostly inland floodingModerate
Molinemostly inland floodingLow
Riverdalemostly inland floodingLow
South Molinemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bettendorf covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Bettendorf’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bettendorf. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bettendorf total about $11.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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