Natural hazards · East Moline

East Moline, IL natural hazards

Most of the natural-hazard damage FEMA expects in East Moline comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 155 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is East Moline?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in East Moline to be higher than in 53% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves27%Tornadoes15%Heat waves10%Strong wind5%Everything else9%

By hazard

What East Moline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 3 times a year in the area

Cold waves

27% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 79% of U.S. places

Heat waves

10% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does East Moline flood?

Every paid claim on a federal flood insurance policy in East Moline, from FEMA’s records.

155paid claims since 1979

$1.1Mpaid to owners

10homes flooded more than once

19792026

Biggest named events

Midwest Flooding: 12 claims, $128K
Mid-spring storms: 2 claims, $52K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. East Moline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock Island County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared

Disasters that hit East Moline

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in East Moline itself: aid to households, or repair grants to the City of East Moline.

Brought FEMA money into East MolineDeclared for Rock Island County only

2019

Severe Storms and Flooding

$429K to the City of East Moline for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

112 households applied for aid $267K aid approved $98K to the City of East Moline for repairs

2011

Severe Winter Storm and Snowstorm

$53K to the City of East Moline for repairs

2008

Severe Storms and Flooding

187 households applied for aid $395K aid approved $253K to the City of East Moline for repairs

2001

Flooding

$152K to the City of East Moline for repairs

Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around East Moline

East Moline and the towns around it

Very lowLowModerateHighVery high

Hamptonmostly inland floodingVery high

Campbell's Islandmostly inland floodingHigh

Hamptonmostly inland floodingModerate

East Molinemostly inland floodingModerate

Barstowmostly inland floodingModerate

Molinemostly inland floodingLow

South Molinemostly inland floodingLow

Silvismostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. East Moline covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to East Moline’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of East Moline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across East Moline total about $7.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.