Natural hazards · Riverside

Riverside, IL natural hazards

Most of the natural-hazard damage FEMA expects in Riverside comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 99 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riverside?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riverside to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding52%Cold waves14%Heat waves12%Strong wind7%Tornadoes7%Everything else9%

By hazard

What Riverside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Cold waves

14% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Heat waves

12% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 8 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 78 years in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riverside flood?

Every paid claim on a federal flood insurance policy in Riverside, from FEMA’s records.

99paid claims since 1978

$3.2Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 12 claims, $389K
Midwest Flooding: 7 claims, $247K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riverside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

Disasters that hit Riverside

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Riverside itself in FEMA’s records.

Brought FEMA money into RiversideDeclared for Adams County only

Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Riverside

Riverside and the towns around it

Very lowLowModerateHighVery high

Melrosemostly inland floodingHigh

Riversidemostly inland floodingHigh

Ursamostly inland floodingModerate

Quincymostly inland floodingModerate

Ellingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riverside covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Riverside’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Riverside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riverside total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.