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Natural hazards · Ellington

Ellington, IL natural hazards

Most of the natural-hazard damage FEMA expects in Ellington comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ellington?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellington to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves17%Heat waves13%Strong wind9%Tornadoes7%Drought7%Everything else9%
By hazard

What Ellington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Above average · higher than 67% of U.S. places
Recorded about once a year in the area

Cold waves

17% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 4 times a year in the area

Heat waves

13% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 8 times a year in the area

Strong wind

9% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 22 years in the area

Drought

7% of expected damage
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ellington flood?

FEMA's records show no paid flood insurance claims in Ellington.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ellington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.
Disasters that hit Ellington

Federal disasters declared here

None of the disasters declared for Adams County shows FEMA aid or repair money reaching Ellington itself in FEMA’s records.

Brought FEMA money into EllingtonDeclared for Adams County only
Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Ellington

Ellington and the towns around it

Quincy: Moderate, mostly inland floodingQuincy: Moderate, mostly inland floodingGilmer: Moderate, mostly inland floodingRiverside: High, mostly inland floodingMelrose: High, mostly inland floodingFowler: Moderate, mostly inland floodingBurton: Moderate, mostly inland floodingColumbus: Moderate, mostly inland floodingHoney Creek: Moderate, mostly inland floodingUrsa: Moderate, mostly inland floodingFall Creek: High, mostly inland floodingEllington: Moderate, mostly inland flooding EllingtonQuincyQuincyGilmerRiversideMelroseFowler
Very lowLowModerateHighVery high
Melrosemostly inland floodingHigh
Riversidemostly inland floodingHigh
Quincymostly inland floodingModerate
Quincymostly inland floodingModerate
Ellingtonmostly inland floodingModerate
Gilmermostly inland floodingModerate
Fowlermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellington is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ellington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ellington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Ellington, ILAdams CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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