Natural hazards · Quincy

Quincy, IL natural hazards

Most of the natural-hazard damage FEMA expects in Quincy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 109 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Quincy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Quincy to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves18%Heat waves16%Strong wind8%Tornadoes8%Everything else10%

By hazard

What Quincy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 4 times a year in the area

Heat waves

16% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 8 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Quincy flood?

Every paid claim on a federal flood insurance policy in Quincy, from FEMA’s records.

109paid claims since 1978

$3.0Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Midwest Flooding: 40 claims, $1.6M
Mid-spring storms: 5 claims, $144K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Quincy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

What’s been done with FEMA grants

12flood-prone properties bought out and cleared

Disasters that hit Quincy

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Quincy itself: aid to households, or repair grants to the Township of Quincy.

Brought FEMA money into QuincyDeclared for Adams County only

2008

Severe Storms and Flooding

72 households applied for aid $223K aid approved

Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Quincy

Quincy and the towns around it

Very lowLowModerateHighVery high

Melrosemostly inland floodingHigh

Riversidemostly inland floodingHigh

Quincymostly inland floodingModerate

Ellingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Quincy covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Quincy’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Quincy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Quincy total about $14.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.