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Natural hazards · Quincy

Quincy, IL natural hazards

Most of the natural-hazard damage FEMA expects in Quincy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 52 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Quincy?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Quincy to be higher than in 56% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves18%Heat waves16%Strong wind8%Tornadoes8%Everything else10%
By hazard

What Quincy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Cold waves

18% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 4 times a year in the area

Heat waves

16% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 8 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

8% of expected damage
Above average · higher than 73% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Quincy flood?

Every paid claim on a federal flood insurance policy in Quincy, from FEMA’s records.

52paid claims since 1979
$1.5Mpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • Midwest Flooding: 10 claims, $487K
  • Mid-spring storms: 5 claims, $144K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Quincy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Adams County.

What’s been done with FEMA grants

12flood-prone properties bought out and cleared
Disasters that hit Quincy

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Quincy itself: aid to households, or repair grants to the City of Quincy.

Brought FEMA money into QuincyDeclared for Adams County only
2019

Severe Storms and Flooding

$40K to the City of Quincy for repairs
2013

Severe Storms, Straight-Line Winds, and Flooding

$1.5M to the City of Quincy for repairs
2011

Severe Winter Storm and Snowstorm

$138K to the City of Quincy for repairs
2010

Severe Storms and Flooding

$32K to the City of Quincy for repairs
2008

Severe Storms and Flooding

72 households applied for aid $223K aid approved $538K to the City of Quincy for repairs
2006

Snow

$76K to the City of Quincy for repairs
2002

Severe Storms, Tornadoes and Flooding

$5K to the City of Quincy for repairs
2001

Flooding

$3K to the City of Quincy for repairs
1999

Il-Winter Storm 1/1/99

$78K to the City of Quincy for repairs
Adams County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Quincy

Quincy and the towns around it

Quincy: Moderate, mostly inland floodingMelrose: High, mostly inland floodingRiverside: High, mostly inland floodingEllington: Moderate, mostly inland floodingFall Creek: High, mostly inland floodingBurton: Moderate, mostly inland floodingUrsa: Moderate, mostly inland floodingGilmer: Moderate, mostly inland floodingFowler: Moderate, mostly inland floodingQuincy: Moderate, mostly inland flooding QuincyQuincyMelroseRiversideEllington
Very lowLowModerateHighVery high
Melrosemostly inland floodingHigh
Riversidemostly inland floodingHigh
Quincymostly inland floodingModerate
Quincymostly inland floodingModerate
Ellingtonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Quincy covers 12 census tracts, combined by population.
Money that reached townFlood claims are matched to Quincy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Quincy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Quincy total about $14.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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