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Natural hazards · Rich

Rich, IL natural hazards

Most of the natural-hazard damage FEMA expects in Rich comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 125 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rich?

52
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rich to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves26%Tornadoes15%Heat waves8%Everything else4%
By hazard

What Rich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Above average · higher than 73% of U.S. places
Recorded about 6 times a year in the area

Cold waves

26% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 82% of U.S. places

Heat waves

8% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rich flood?

Every paid claim on a federal flood insurance policy in Rich, from FEMA’s records.

125paid claims since 1978
$698Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 6 claims, $57K
  • Mid-spring storms: 2 claims, $21K
  • Midwest Flooding: 1 claim, $4K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Rich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Rich

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rich itself: aid to households, or repair grants to the Township of Rich.

Brought FEMA money into RichDeclared for Cook County only
2005

Hurricane Katrina Evacuation

$1K to the Township of Rich for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Rich

Rich and the towns around it

Frankfort: Moderate, mostly inland floodingBremen: High, mostly inland floodingBloom: High, mostly inland floodingMatteson: Moderate, mostly inland floodingFlossmoor: Moderate, mostly inland floodingHomewood: High, mostly inland floodingFrankfort Square: Moderate, mostly inland floodingTinley Park: Moderate, mostly inland floodingFrankfort: Moderate, mostly inland floodingOrland: Moderate, mostly inland floodingNew Lenox: Low, mostly inland floodingOrland Park: Low, mostly inland floodingGreen Garden: High, mostly inland floodingThornton: Very high, mostly inland floodingWorth: Very high, mostly inland floodingPosen: Very high, mostly inland floodingDixmoor: Very high, mostly inland floodingThornton: Low, mostly inland floodingSteger: Low, mostly inland floodingLansing: High, mostly inland floodingCrete: Moderate, mostly inland floodingCrete: Low, mostly inland floodingMunster: High, mostly inland floodingSt. John: Moderate, mostly inland floodingNorth: Moderate, mostly inland floodingRichton Park: Moderate, mostly inland floodingPark Forest: Moderate, mostly inland floodingOlympia Fields: Moderate, mostly inland floodingChicago Heights: Low, mostly inland floodingCountry Club Hills: High, mostly inland floodingHazel Crest: High, mostly inland floodingEast Hazel Crest: Moderate, mostly inland floodingGlenwood: Moderate, mostly inland floodingMokena: Low, mostly inland floodingManhattan: Moderate, mostly inland floodingRich: Moderate, mostly inland flooding RichFrankfortBremenBloomMattesonFlossmoorHomewoodFrankfort SquareTinley ParkFrankfort
Very lowLowModerateHighVery high
Homewoodmostly inland floodingHigh
Bremenmostly inland floodingHigh
Bloommostly inland floodingHigh
Flossmoormostly inland floodingModerate
Mattesonmostly inland floodingModerate
Frankfortmostly inland floodingModerate
Richmostly inland floodingModerate
Tinley Parkmostly inland floodingModerate
Frankfortmostly inland floodingModerate
Frankfort Squaremostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rich covers 16 census tracts, combined by population.
Money that reached townFlood claims are matched to Rich’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Rich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rich total about $40.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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