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Natural hazards · Homewood

Homewood, IL natural hazards

Most of the natural-hazard damage FEMA expects in Homewood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 49 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Homewood?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Homewood to be higher than in 69% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves23%Tornadoes14%Heat waves7%Everything else3%
By hazard

What Homewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 6 times a year in the area

Cold waves

23% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

14% of expected damage
Well above average · higher than 83% of U.S. places

Heat waves

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Homewood flood?

Every paid claim on a federal flood insurance policy in Homewood, from FEMA’s records.

49paid claims since 1978
$226Kpaid to owners
5homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 3 claims, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Homewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Homewood

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Homewood itself: aid to households, or repair grants to the Village of Homewood.

Brought FEMA money into HomewoodDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

733 households applied for aid $1.9M aid approved
2023

Severe Storms and Flooding

657 households applied for aid $1.5M aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

317 households applied for aid $591K aid approved
2011

Severe Winter Storm and Snowstorm

$34K to the Village of Homewood for repairs
2010

Severe Storms and Flooding

277 households applied for aid $713K aid approved
2008

Severe Storms and Flooding

249 households applied for aid $338K aid approved
2007

Severe Storms and Flooding

$15K to the Village of Homewood for repairs
2000

Illinois Winter Snow Storms

$16K to the Village of Homewood for repairs
1999

Il-Winter Storm 1/1/99

$27K to the Village of Homewood for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Homewood

Homewood and the towns around it

Flossmoor: Moderate, mostly inland floodingHazel Crest: High, mostly inland floodingEast Hazel Crest: Moderate, mostly inland floodingThornton: Low, mostly inland floodingGlenwood: Moderate, mostly inland floodingBloom: High, mostly inland floodingRich: Moderate, mostly inland floodingChicago Heights: Low, mostly inland floodingCountry Club Hills: High, mostly inland floodingOlympia Fields: Moderate, mostly inland floodingMarkham: High, mostly inland floodingHarvey: Very high, mostly inland floodingSouth Holland: Very high, mostly inland floodingThornton: Very high, mostly inland floodingLynwood: Very high, mostly inland floodingSteger: Low, mostly inland floodingLansing: High, mostly inland floodingCrete: Moderate, mostly inland floodingCrete: Low, mostly inland floodingMunster: High, mostly inland floodingSt. John: Moderate, mostly inland floodingNorth: Moderate, mostly inland floodingFrankfort: Moderate, mostly inland floodingBremen: High, mostly inland floodingMatteson: Moderate, mostly inland floodingFrankfort Square: Moderate, mostly inland floodingTinley Park: Moderate, mostly inland floodingFrankfort: Moderate, mostly inland floodingHomewood: High, mostly inland flooding HomewoodFlossmoorHazel CrestEast Hazel CrestThorntonGlenwoodBloomRich
Very lowLowModerateHighVery high
Hazel Crestmostly inland floodingHigh
Homewoodmostly inland floodingHigh
Bloommostly inland floodingHigh
Flossmoormostly inland floodingModerate
Glenwoodmostly inland floodingModerate
East Hazel Crestmostly inland floodingModerate
Richmostly inland floodingModerate
Thorntonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Homewood covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Homewood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Homewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Homewood total about $9.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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