Natural hazards · Matteson

Matteson, IL natural hazards

Most of the natural-hazard damage FEMA expects in Matteson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Matteson?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Matteson to be higher than in 57% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves24%Tornadoes14%Heat waves7%Everything else3%

By hazard

What Matteson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 6 times a year in the area

Cold waves

24% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 81% of U.S. places

Heat waves

7% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Matteson flood?

Every paid claim on a federal flood insurance policy in Matteson, from FEMA’s records.

22paid claims since 1982

$73Kpaid to owners

2homes flooded more than once

19822026

Biggest named events

Hurricane Ike: 2 claims, $7K
Mid-spring storms: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Matteson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cook County.

Disasters that hit Matteson

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Matteson itself: aid to households, or repair grants to the Village of Matteson.

Brought FEMA money into MattesonDeclared for Cook County only

2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

745 households applied for aid $2.2M aid approved

2023

Severe Storms and Flooding

1,021 households applied for aid $2.9M aid approved

2013

Severe Storms, Straight-Line Winds, and Flooding

452 households applied for aid $795K aid approved

2011

Severe Winter Storm and Snowstorm

$47K to the Village of Matteson for repairs

2010

Severe Storms and Flooding

598 households applied for aid $989K aid approved

2008

Severe Storms and Flooding

451 households applied for aid $576K aid approved

2000

Illinois Winter Snow Storms

$11K to the Village of Matteson for repairs

1999

Il-Winter Storm 1/1/99

$16K to the Village of Matteson for repairs

Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.

Around Matteson

Matteson and the towns around it

Very lowLowModerateHighVery high

Mattesonmostly inland floodingModerate

Frankfortmostly inland floodingModerate

Richton Parkmostly inland floodingModerate

Richmostly inland floodingModerate

Park Forestmostly inland floodingModerate

Frankfortmostly inland floodingModerate

Olympia Fieldsmostly inland floodingModerate

Frankfort Squaremostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Matteson covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Matteson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Matteson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Matteson total about $11.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.