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Natural hazards · Lake Barrington

Lake Barrington, IL natural hazards

Most of the natural-hazard damage FEMA expects in Lake Barrington comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1986. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lake Barrington?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Barrington to be higher than in 38% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes16%Cold waves13%Everything else6%
By hazard

What Lake Barrington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Above average · higher than 72% of U.S. places

Cold waves

13% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lake Barrington flood?

Every paid claim on a federal flood insurance policy in Lake Barrington, from FEMA’s records.

3paid claims since 1986
$21Kpaid to owners
0homes flooded more than once
19862026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Lake Barrington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Lake Barrington

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake Barrington itself: aid to households, or repair grants to the Village of Lake Barrington.

Brought FEMA money into Lake BarringtonDeclared for Lake County only
2013

Severe Storms, Straight-Line Winds, and Flooding

6 households applied for aid $6K aid approved
2007

Severe Storms and Flooding

1 household applied for aid
2000

Illinois Winter Snow Storms

$14K to the Village of Lake Barrington for repairs
1999

Il-Winter Storm 1/1/99

$14K to the Village of Lake Barrington for repairs
Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.
Around Lake Barrington

Lake Barrington and the towns around it

North Barrington: Low, mostly inland floodingFox River Grove: High, mostly inland floodingTower Lakes: Very high, mostly inland floodingPort Barrington: High, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingWauconda: Moderate, mostly inland floodingLake Zurich: Very low, mostly inland floodingDeer Park: Low, mostly inland floodingCuba: High, mostly inland floodingEla: Low, mostly inland floodingCary: Low, mostly inland floodingAlgonquin: Moderate, mostly inland floodingWauconda: Moderate, mostly inland floodingIsland Lake: Very high, mostly inland floodingNunda: High, mostly inland floodingBarrington: Very low, mostly inland floodingCarpentersville: Very low, mostly cold wavesSouth Barrington: Very low, mostly inland floodingAlgonquin: Very low, mostly inland floodingInverness: Low, mostly inland floodingEast Dundee: Moderate, mostly inland floodingDundee: Very low, mostly inland floodingHoffman Estates: Very low, mostly cold wavesFremont: Very low, mostly inland floodingLake Barrington: Low, mostly inland flooding Lake BarringtonNorth BarringtonFox River GroveTower LakesPort BarringtonBarrington HillsWauconda
Very lowLowModerateHighVery high
Tower Lakesmostly inland floodingVery high
Fox River Grovemostly inland floodingHigh
Port Barringtonmostly inland floodingHigh
Waucondamostly inland floodingModerate
Barrington Hillsmostly inland floodingModerate
Lake Barringtonmostly inland floodingLow
North Barringtonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Barrington covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lake Barrington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lake Barrington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Barrington total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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