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Natural hazards · Fox River Grove

Fox River Grove, IL natural hazards

Most of the natural-hazard damage FEMA expects in Fox River Grove comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 24 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fox River Grove?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fox River Grove to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes10%Cold waves9%Everything else3%
By hazard

What Fox River Grove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 80% of U.S. places

Cold waves

9% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fox River Grove flood?

Every paid claim on a federal flood insurance policy in Fox River Grove, from FEMA’s records.

24paid claims since 1979
$250Kpaid to owners
3homes flooded more than once
19792026

Biggest named events

  • Mid-spring storms: 4 claims, $106K
  • Hurricane Ike: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fox River Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: McHenry County.
Disasters that hit Fox River Grove

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fox River Grove itself: aid to households, or repair grants to the Village of Fox River Grove.

Brought FEMA money into Fox River GroveDeclared for McHenry County only
2013

Severe Storms, Straight-Line Winds, and Flooding

9 households applied for aid $15K aid approved $3K to the Village of Fox River Grove for repairs
2011

Severe Winter Storm and Snowstorm

$11K to the Village of Fox River Grove for repairs
2008

Record Snow and Near Record Snow

$14K to the Village of Fox River Grove for repairs
2000

Illinois Winter Snow Storms

$7K to the Village of Fox River Grove for repairs
1999

Il-Winter Storm 1/1/99

$6K to the Village of Fox River Grove for repairs
McHenry County has had 14 natural disasters declared since 1953, most often winter storms and floods.
Around Fox River Grove

Fox River Grove and the towns around it

Lake Barrington: Low, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingCary: Low, mostly inland floodingNorth Barrington: Low, mostly inland floodingTower Lakes: Very high, mostly inland floodingPort Barrington: High, mostly inland floodingWauconda: Moderate, mostly inland floodingBarrington: Very low, mostly inland floodingCarpentersville: Very low, mostly cold wavesSouth Barrington: Very low, mostly inland floodingAlgonquin: Very low, mostly inland floodingInverness: Low, mostly inland floodingEast Dundee: Moderate, mostly inland floodingDundee: Very low, mostly inland floodingHoffman Estates: Very low, mostly cold wavesTrout Valley: Very high, mostly inland floodingLake in the Hills: Moderate, mostly inland floodingCrystal Lake: Low, mostly inland floodingFox River Grove: High, mostly inland flooding Fox River GroveLake BarringtonBarrington HillsCary
Very lowLowModerateHighVery high
Fox River Grovemostly inland floodingHigh
Barrington Hillsmostly inland floodingModerate
Lake Barringtonmostly inland floodingLow
Carymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fox River Grove is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Fox River Grove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fox River Grove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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