Natural hazards · North Barrington

North Barrington, IL natural hazards

Most of the natural-hazard damage FEMA expects in North Barrington comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 2013. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Barrington?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Barrington to be higher than in 31% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding67%Tornadoes16%Cold waves11%Everything else7%
By hazard

What North Barrington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Above average · higher than 72% of U.S. places

Cold waves

11% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Barrington flood?

Every paid claim on a federal flood insurance policy in North Barrington, from FEMA’s records.

4paid claims since 2013
$49Kpaid to owners
1homes flooded more than once
20132026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. North Barrington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit North Barrington

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Barrington itself: aid to households, or repair grants to the Village of North Barrington.

Brought FEMA money into North BarringtonDeclared for Lake County only
2013

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid $1K aid approved
2008

Record Snow and Near Record Snow

$9K to the Village of North Barrington for repairs
2000

Illinois Winter Snow Storms

$12K to the Village of North Barrington for repairs
1999

Il-Winter Storm 1/1/99

$13K to the Village of North Barrington for repairs
Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.
Around North Barrington

North Barrington and the towns around it

Lake Barrington: Low, mostly inland floodingLake Zurich: Very low, mostly inland floodingDeer Park: Low, mostly inland floodingCuba: High, mostly inland floodingEla: Low, mostly inland floodingFox River Grove: High, mostly inland floodingTower Lakes: Very high, mostly inland floodingPort Barrington: High, mostly inland floodingBarrington Hills: Moderate, mostly inland floodingWauconda: Moderate, mostly inland floodingHawthorn Woods: Very low, mostly inland floodingKildeer: Low, mostly inland floodingPalatine: Low, mostly inland floodingBarrington: Very low, mostly inland floodingAlgonquin: Moderate, mostly inland floodingWauconda: Moderate, mostly inland floodingFremont: Very low, mostly inland floodingVernon: Low, mostly inland floodingPalatine: Low, mostly inland floodingNorth Barrington: Low, mostly inland flooding North BarringtonLake BarringtonLake ZurichDeer ParkCubaEla
Very lowLowModerateHighVery high
Cubamostly inland floodingHigh
Lake Barringtonmostly inland floodingLow
North Barringtonmostly inland floodingLow
Deer Parkmostly inland floodingLow
Elamostly inland floodingLow
Lake Zurichmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Barrington covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to North Barrington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Barrington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Barrington total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01