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Natural hazards · Justice

Justice, IL natural hazards

Most of the natural-hazard damage FEMA expects in Justice comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 20 claims here since 1986. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Justice?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Justice to be higher than in 80% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding58%Cold waves23%Tornadoes10%Heat waves6%Everything else2%
By hazard

What Justice faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 6 times a year in the area

Cold waves

23% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

6% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Justice flood?

Every paid claim on a federal flood insurance policy in Justice, from FEMA’s records.

20paid claims since 1986
$142Kpaid to owners
2homes flooded more than once
19862026

Biggest named events

  • Mid-spring storms: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Justice isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Justice

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Justice itself: aid to households, or repair grants to the Village of Justice.

Brought FEMA money into JusticeDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

61 households applied for aid $118K aid approved
2023

Severe Storms and Flooding

80 households applied for aid $106K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

40 households applied for aid $13K aid approved
2011

Severe Winter Storm and Snowstorm

$31K to the Village of Justice for repairs
2010

Severe Storms and Flooding

74 households applied for aid $139K aid approved
2008

Severe Storms and Flooding

10 households applied for aid $8K aid approved
2000

Illinois Winter Snow Storms

$9K to the Village of Justice for repairs
1999

Il-Winter Storm 1/1/99

$12K to the Village of Justice for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Justice

Justice and the towns around it

Bridgeview: Moderate, mostly inland floodingHickory Hills: Moderate, mostly inland floodingBedford Park: Low, mostly inland floodingHodgkins: Low, mostly inland floodingWillow Springs: High, mostly inland floodingBurbank: High, mostly inland floodingOak Lawn: Very high, mostly inland floodingPalos Hills: Very high, mostly inland floodingStickney: High, mostly inland floodingChicago Ridge: Very high, mostly inland floodingLyons: High, mostly inland floodingPalos: High, mostly inland floodingWorth: Very high, mostly inland floodingSummit: High, mostly inland floodingChicago: Moderate, mostly inland floodingCountryside: Very low, mostly inland floodingMcCook: Low, mostly inland floodingBurr Ridge: Moderate, mostly inland floodingDowners Grove: Low, mostly inland floodingLemont: Low, mostly inland floodingLemont: Low, mostly inland floodingJustice: Very high, mostly inland flooding JusticeBridgeviewHickory HillsBedford ParkHodgkinsWillow Springs
Very lowLowModerateHighVery high
Justicemostly inland floodingVery high
Willow Springsmostly inland floodingHigh
Bridgeviewmostly inland floodingModerate
Hickory Hillsmostly inland floodingModerate
Bedford Parkmostly inland floodingLow
Hodgkinsmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Justice covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Justice’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Justice. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Justice total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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