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Natural hazards · Willow Springs

Willow Springs, IL natural hazards

Most of the natural-hazard damage FEMA expects in Willow Springs comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1996. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Willow Springs?

71
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Willow Springs to be higher than in 71% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding67%Cold waves16%Tornadoes10%Everything else7%
By hazard

What Willow Springs faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 6 times a year in the area

Cold waves

16% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 75% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Willow Springs flood?

Every paid claim on a federal flood insurance policy in Willow Springs, from FEMA’s records.

3paid claims since 1996
$18Kpaid to owners
0homes flooded more than once
19962026

Biggest named events

  • Hurricane Ike: 1 claim, $603
of homes in flood zones
are insured
of all homes
are insured
No community discount. Willow Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Willow Springs

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Willow Springs itself: aid to households, or repair grants to the Village of Willow Springs.

Brought FEMA money into Willow SpringsDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

4 households applied for aid $4K aid approved
2023

Severe Storms and Flooding

16 households applied for aid $18K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

6 households applied for aid $16K aid approved
2011

Severe Winter Storm and Snowstorm

$12K to the Village of Willow Springs for repairs
2010

Severe Storms and Flooding

8 households applied for aid $21K aid approved
2008

Severe Storms and Flooding

4 households applied for aid $1K aid approved
2000

Illinois Winter Snow Storms

$7K to the Village of Willow Springs for repairs
1999

Il-Winter Storm 1/1/99

$12K to the Village of Willow Springs for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Willow Springs

Willow Springs and the towns around it

Burr Ridge: Moderate, mostly inland floodingHodgkins: Low, mostly inland floodingDowners Grove: Low, mostly inland floodingLemont: Low, mostly inland floodingLemont: Low, mostly inland floodingJustice: Very high, mostly inland floodingLyons: High, mostly inland floodingPalos: High, mostly inland floodingHinsdale: High, mostly inland floodingIndian Head Park: High, mostly inland floodingWillowbrook: Low, mostly inland floodingCountryside: Very low, mostly inland floodingBedford Park: Low, mostly inland floodingMcCook: Low, mostly inland floodingYork: Low, mostly inland floodingLisle: Low, mostly inland floodingDowners Grove: Low, mostly inland floodingWestmont: Very low, mostly inland floodingWoodridge: Low, mostly inland floodingOak Brook: Low, mostly inland floodingHomer: Low, mostly inland floodingHomer Glen: Moderate, mostly inland floodingPalos Park: Moderate, mostly inland floodingRomeoville: Very low, mostly inland floodingBridgeview: Moderate, mostly inland floodingHickory Hills: Moderate, mostly inland floodingProviso: High, mostly inland floodingStickney: High, mostly inland floodingLa Grange: Moderate, mostly inland floodingLa Grange Park: High, mostly inland floodingRiverside: High, mostly inland floodingLyons: Very high, mostly inland floodingSummit: High, mostly inland floodingChicago: Moderate, mostly inland floodingRiverside: High, mostly inland floodingForest View: High, mostly inland floodingOrland: Moderate, mostly inland floodingWorth: Very high, mostly inland floodingChicago Ridge: Very high, mostly inland floodingWillow Springs: High, mostly inland flooding Willow SpringsBurr RidgeHodgkinsDowners GroveLemontLemontJusticeLyonsPalos
Very lowLowModerateHighVery high
Justicemostly inland floodingVery high
Palosmostly inland floodingHigh
Willow Springsmostly inland floodingHigh
Lyonsmostly inland floodingHigh
Burr Ridgemostly inland floodingModerate
Downers Grovemostly inland floodingLow
Lemontmostly inland floodingLow
Lemontmostly inland floodingLow
Hodgkinsmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Willow Springs is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Willow Springs’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Willow Springs. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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