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Natural hazards · Bedford Park

Bedford Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Bedford Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1980. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bedford Park?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bedford Park to be higher than in 25% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves19%Tornadoes15%Heat waves5%Earthquakes5%Everything else2%
By hazard

What Bedford Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 6 times a year in the area

Cold waves

19% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 76% of U.S. places

Heat waves

5% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bedford Park flood?

Every paid claim on a federal flood insurance policy in Bedford Park, from FEMA’s records.

6paid claims since 1980
$119Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Bedford Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Bedford Park

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bedford Park itself: aid to households, or repair grants to the Village of Bedford Park.

Brought FEMA money into Bedford ParkDeclared for Cook County only
2023

Severe Storms and Flooding

1 household applied for aid $15K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid
2011

Severe Winter Storm and Snowstorm

$12K to the Village of Bedford Park for repairs
2010

Severe Storms and Flooding

8 households applied for aid $16K aid approved
2000

Illinois Winter Snow Storms

$15K to the Village of Bedford Park for repairs
1999

Il-Winter Storm 1/1/99

$19K to the Village of Bedford Park for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Bedford Park

Bedford Park and the towns around it

Summit: High, mostly inland floodingBurbank: High, mostly inland floodingBridgeview: Moderate, mostly inland floodingHodgkins: Low, mostly inland floodingStickney: High, mostly inland floodingChicago: Moderate, mostly inland floodingJustice: Very high, mostly inland floodingLyons: High, mostly inland floodingMcCook: Low, mostly inland floodingLyons: Very high, mostly inland floodingForest View: High, mostly inland floodingOak Lawn: Very high, mostly inland floodingHickory Hills: Moderate, mostly inland floodingPalos Hills: Very high, mostly inland floodingChicago Ridge: Very high, mostly inland floodingPalos: High, mostly inland floodingWorth: Very high, mostly inland floodingCountryside: Very low, mostly inland floodingWillow Springs: High, mostly inland floodingStickney: Very high, mostly inland floodingCicero: High, mostly inland floodingLeyden: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingSchiller Park: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingCalumet: Very high, mostly inland floodingPark Ridge: Moderate, mostly inland floodingElk Grove: Moderate, mostly inland floodingNiles: Low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingProviso: High, mostly inland floodingLa Grange: Moderate, mostly inland floodingLa Grange Park: High, mostly inland floodingRiverside: High, mostly inland floodingRiverside: High, mostly inland floodingDowners Grove: Low, mostly inland floodingBedford Park: Low, mostly inland flooding Bedford ParkSummitBurbankBridgeviewHodgkinsStickneyChicagoJusticeLyons
Very lowLowModerateHighVery high
Justicemostly inland floodingVery high
Stickneymostly inland floodingHigh
Lyonsmostly inland floodingHigh
Summitmostly inland floodingHigh
Burbankmostly inland floodingHigh
Bridgeviewmostly inland floodingModerate
Chicagomostly inland floodingModerate
Bedford Parkmostly inland floodingLow
Hodgkinsmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bedford Park covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Bedford Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Bedford Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bedford Park total about $8.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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