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Natural hazards · Hodgkins

Hodgkins, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hodgkins comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hodgkins?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hodgkins to be higher than in 20% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes15%Cold waves12%Everything else9%
By hazard

What Hodgkins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Below average · higher than 37% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

15% of expected damage
Well above average · higher than 76% of U.S. places

Cold waves

12% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hodgkins flood?

Every paid claim on a federal flood insurance policy in Hodgkins, from FEMA’s records.

2paid claims since 1979
$2Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hodgkins isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Hodgkins

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hodgkins itself: aid to households, or repair grants to the Village of Hodgkins.

Brought FEMA money into HodgkinsDeclared for Cook County only
2023

Severe Storms and Flooding

2 households applied for aid
2013

Severe Storms, Straight-Line Winds, and Flooding

2 households applied for aid $6K aid approved
2011

Severe Winter Storm and Snowstorm

$11K to the Village of Hodgkins for repairs
2010

Severe Storms and Flooding

4 households applied for aid $7K aid approved
2000

Illinois Winter Snow Storms

$12K to the Village of Hodgkins for repairs
1999

Il-Winter Storm 1/1/99

$10K to the Village of Hodgkins for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Hodgkins

Hodgkins and the towns around it

Countryside: Very low, mostly inland floodingWillow Springs: High, mostly inland floodingBedford Park: Low, mostly inland floodingMcCook: Low, mostly inland floodingJustice: Very high, mostly inland floodingLa Grange: Moderate, mostly inland floodingIndian Head Park: High, mostly inland floodingBurr Ridge: Moderate, mostly inland floodingDowners Grove: Low, mostly inland floodingLemont: Low, mostly inland floodingLemont: Low, mostly inland floodingLyons: High, mostly inland floodingPalos: High, mostly inland floodingSummit: High, mostly inland floodingBurbank: High, mostly inland floodingBridgeview: Moderate, mostly inland floodingStickney: High, mostly inland floodingChicago: Moderate, mostly inland floodingLyons: Very high, mostly inland floodingHickory Hills: Moderate, mostly inland floodingHodgkins: Low, mostly inland flooding HodgkinsCountrysideWillow SpringsBedford ParkMcCookJustice
Very lowLowModerateHighVery high
Justicemostly inland floodingVery high
Willow Springsmostly inland floodingHigh
Bedford Parkmostly inland floodingLow
Hodgkinsmostly inland floodingLow
McCookmostly inland floodingLow
Countrysidemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hodgkins covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hodgkins’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hodgkins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hodgkins total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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