Natural hazards · Hampton

Hampton, IL natural hazards

Most of the natural-hazard damage FEMA expects in Hampton comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 46 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hampton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampton to be higher than in 81% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding52%Cold waves20%Tornadoes11%Heat waves7%Everything else10%

By hazard

What Hampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Cold waves

20% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 89 years in the area

Heat waves

7% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hampton flood?

Every paid claim on a federal flood insurance policy in Hampton, from FEMA’s records.

46paid claims since 1978

$383Kpaid to owners

6homes flooded more than once

19782026

Biggest named events

Midwest Flooding: 8 claims, $101K
Mid-spring storms: 1 claim, $24K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rock Island County.

Disasters that hit Hampton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hampton itself: aid to households, or repair grants to the Village of Hampton.

Brought FEMA money into HamptonDeclared for Rock Island County only

2019

Severe Storms and Flooding

$248K to the Village of Hampton for repairs

2013

Severe Storms, Straight-Line Winds, and Flooding

1 household applied for aid $290 aid approved

2011

Severe Winter Storm and Snowstorm

$3K to the Village of Hampton for repairs

2008

Severe Storms and Flooding

2 households applied for aid $1K aid approved $5K to the Village of Hampton for repairs

2001

Flooding

$44K to the Village of Hampton for repairs

Rock Island County has had 13 natural disasters declared since 1953, most often floods and winter storms.

Around Hampton

Hampton and the towns around it

Very lowLowModerateHighVery high

Hamptonmostly inland floodingVery high

East Molinemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.