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Natural hazards · Orland

Orland, IL natural hazards

Most of the natural-hazard damage FEMA expects in Orland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 48 claims here since 1978. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Orland?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orland to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding45%Cold waves26%Tornadoes16%Heat waves8%Everything else5%
By hazard

What Orland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Above average · higher than 64% of U.S. places
Recorded about 6 times a year in the area

Cold waves

26% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

16% of expected damage
Well above average · higher than 81% of U.S. places

Heat waves

8% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Orland flood?

Every paid claim on a federal flood insurance policy in Orland, from FEMA’s records.

48paid claims since 1978
$523Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Hurricane Ike: 2 claims, $93K
  • Mid-spring storms: 1 claim, $16K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Orland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Orland

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Orland itself: aid to households, or repair grants to the Township of Orland.

Brought FEMA money into OrlandDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

1 household applied for aid
2023

Severe Storms and Flooding

1 household applied for aid $300 aid approved
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Orland

Orland and the towns around it

Bremen: High, mostly inland floodingFrankfort: Moderate, mostly inland floodingPalos: High, mostly inland floodingHomer: Low, mostly inland floodingHomer Glen: Moderate, mostly inland floodingOrland Park: Low, mostly inland floodingThornton: Very high, mostly inland floodingRich: Moderate, mostly inland floodingWorth: Very high, mostly inland floodingPosen: Very high, mostly inland floodingDixmoor: Very high, mostly inland floodingTinley Park: Moderate, mostly inland floodingNew Lenox: Low, mostly inland floodingFrankfort: Moderate, mostly inland floodingMatteson: Moderate, mostly inland floodingGreen Garden: High, mostly inland floodingFrankfort Square: Moderate, mostly inland floodingLyons: High, mostly inland floodingLemont: Low, mostly inland floodingWillow Springs: High, mostly inland floodingPalos Park: Moderate, mostly inland floodingChicago Ridge: Very high, mostly inland floodingBridgeview: Moderate, mostly inland floodingLockport: Very low, mostly inland floodingLockport: Low, mostly inland floodingOrland Hills: Low, mostly cold wavesOak Forest: Moderate, mostly inland floodingOrland: Moderate, mostly inland flooding OrlandBremenFrankfortPalosHomerHomer GlenOrland Park
Very lowLowModerateHighVery high
Palosmostly inland floodingHigh
Bremenmostly inland floodingHigh
Frankfortmostly inland floodingModerate
Orlandmostly inland floodingModerate
Homer Glenmostly inland floodingModerate
Homermostly inland floodingLow
Orland Parkmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orland covers 18 census tracts, combined by population.
Money that reached townFlood claims are matched to Orland’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Orland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orland total about $45.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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