Natural hazards · Kendall

Kendall, FL natural hazards

Most of the natural-hazard damage FEMA expects in Kendall comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 891 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kendall?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kendall to be higher than in 72% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes42%Everything else11%

By hazard

What Kendall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

42% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kendall flood?

Every paid claim on a federal flood insurance policy in Kendall, from FEMA’s records.

891paid claims since 1979

$8.7Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 273 claims, $2.3M
Hurricane Katrina: 152 claims, $2.5M
Hurricane Andrew: 15 claims, $138K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kendall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Kendall

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kendall itself: aid to households, or repair grants to Kendall.

Brought FEMA money into KendallDeclared for Dade County only

2017

Hurricane Irma

61 households applied for aid $13K aid approved

2005

Hurricane Wilma

16 households applied for aid $8K aid approved

2004

Hurricane Frances

1 household applied for aid $726 aid approved

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Kendall

Kendall and the towns around it

Very lowLowModerateHighVery high

The Crossingsmostly inland floodingVery high

Kendale Lakesmostly inland floodingVery high

Richmond Heightsmostly inland floodingHigh

Pinecrestmostly inland floodingHigh

Kendallmostly inland floodingHigh

Three Lakesmostly inland floodingHigh

Sunsetmostly inland floodingHigh

Glenvar Heightsmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kendall covers 20 census tracts, combined by population.

Money that reached townFlood claims are matched to Kendall’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Kendall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kendall total about $27.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.