Natural hazards · Pinecrest

Pinecrest, FL natural hazards

Most of the natural-hazard damage FEMA expects in Pinecrest comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 51 claims here since 1999. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pinecrest?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pinecrest to be higher than in 75% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding53%Hurricanes40%Everything else7%

By hazard

What Pinecrest faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

40% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pinecrest flood?

Every paid claim on a federal flood insurance policy in Pinecrest, from FEMA’s records.

51paid claims since 1999

$1.6Mpaid to owners

11homes flooded more than once

19992026

Biggest named events

Hurricane Katrina: 16 claims, $141K
Hurricane Irma: 7 claims, $255K
Hurricane Wilma: 2 claims, $45K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Pinecrest is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Dade County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Pinecrest

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pinecrest itself: aid to households, or repair grants to the Village of Pinecrest.

Brought FEMA money into PinecrestDeclared for Dade County only

2017

Hurricane Irma

489 households applied for aid $148K aid approved $3.0M to the Village of Pinecrest for repairs

2008

Tropical Storm Fay

$4K to the Village of Pinecrest for repairs

2005

Hurricane Wilma

164 households applied for aid $83K aid approved $602K to the Village of Pinecrest for repairs

2005

Tropical Storm Rita

$5K to the Village of Pinecrest for repairs

2005

Hurricane Katrina

$422K to the Village of Pinecrest for repairs

2004

Hurricane Frances

$73K to the Village of Pinecrest for repairs

2000

Severe Storms and Flooding

$2.1M to the Village of Pinecrest for repairs

1999

Fl-Hurricane Irene-Dr-Req

$91K to the Village of Pinecrest for repairs

1999

Hurricane Floyd Emergency Declarations

$9K to the Village of Pinecrest for repairs

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Pinecrest

Pinecrest and the towns around it

Very lowLowModerateHighVery high

Pinecrestmostly inland floodingHigh

Palmetto Baymostly inland floodingHigh

Kendallmostly inland floodingHigh

Glenvar Heightsmostly hurricanesHigh

Coral Gablesmostly hurricanesHigh

South Miamimostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pinecrest covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Pinecrest’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Pinecrest. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pinecrest total about $9.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.