Natural hazards · Richmond Heights

Richmond Heights, FL natural hazards

Most of the natural-hazard damage FEMA expects in Richmond Heights comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 2005. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richmond Heights?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richmond Heights to be higher than in 77% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding50%Hurricanes36%Everything else14%

By hazard

What Richmond Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

36% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richmond Heights flood?

Every paid claim on a federal flood insurance policy in Richmond Heights, from FEMA’s records.

4paid claims since 2005

$93Kpaid to owners

0homes flooded more than once

20052026

Biggest named events

Hurricane Irma: 2 claims, $66K
April Florida Flooding: 1 claim, $7K
Hurricane Katrina: 1 claim, $20K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richmond Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Richmond Heights

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richmond Heights itself: aid to households, or repair grants to Richmond Heights.

Brought FEMA money into Richmond HeightsDeclared for Dade County only

2017

Hurricane Irma

16 households applied for aid $8K aid approved

2005

Hurricane Wilma

2 households applied for aid

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Richmond Heights

Richmond Heights and the towns around it

Very lowLowModerateHighVery high

Richmond Heightsmostly inland floodingHigh

Kendallmostly inland floodingHigh

Three Lakesmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richmond Heights covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Richmond Heights’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Richmond Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Richmond Heights total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.