Natural hazards · The Crossings

The Crossings, FL natural hazards

Most of the natural-hazard damage FEMA expects in The Crossings comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 404 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is The Crossings?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in The Crossings to be higher than in 84% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding59%Hurricanes29%Everything else11%

By hazard

What The Crossings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

29% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does The Crossings flood?

Every paid claim on a federal flood insurance policy in The Crossings, from FEMA’s records.

404paid claims since 1981

$5.3Mpaid to owners

0homes flooded more than once

19812026

Biggest named events

Hurricane Irene: 172 claims, $1.6M
Hurricane Katrina: 38 claims, $1.2M
Hurricane Irma: 13 claims, $368K

of homes in flood zones
are insured

of all homes
are insured

No community discount. The Crossings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit The Crossings

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in The Crossings itself: aid to households, or repair grants to The Crossings.

Brought FEMA money into The CrossingsDeclared for Dade County only

2017

Hurricane Irma

3 households applied for aid

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around The Crossings

The Crossings and the towns around it

Very lowLowModerateHighVery high

The Crossingsmostly inland floodingVery high

The Hammocksmostly inland floodingVery high

Kendale Lakesmostly inland floodingVery high

Three Lakesmostly inland floodingHigh

Kendallmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. The Crossings covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to The Crossings’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to The Crossings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across The Crossings total about $8.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.