Cocoa, FL natural hazards
Most of the natural-hazard damage FEMA expects in Cocoa comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 62 claims here since 1986. 14 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Cocoa?
FEMA expects yearly storm and flood damage to homes and buildings in Cocoa to be higher than in 87% of U.S. communities, mostly from hurricanes and inland flooding.
What Cocoa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Cocoa flood?
Every paid claim on a federal flood insurance policy in Cocoa, from FEMA’s records.
Biggest named events
- Hurricane Wilma: 15 claims, $651K
- Tropical Storm Fay: 12 claims, $199K
- Hurricane Irma: 11 claims, $415K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
14 federal disasters brought FEMA money here
Disasters the President declared that paid out in Cocoa itself: aid to households, or repair grants to the City of Cocoa.
Hurricane Milton
Hurricane Nicole
Hurricane Ian
Hurricane Dorian
Hurricane Irma
Hurricane Matthew
Tropical Storm Fay
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Fl-Hurricane Irene-Dr-Req
Hurricane Floyd Major Disaster Declarations
Cocoa and the towns around it
How to read this page
FEMA’s expected losses across Cocoa total about $13.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.