Natural hazards · Cocoa West

Cocoa West, FL natural hazards

Most of the natural-hazard damage FEMA expects in Cocoa West comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 2008. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cocoa West?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cocoa West to be higher than in 88% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes67%Inland flooding23%Everything else10%

By hazard

What Cocoa West faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

67% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

23% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cocoa West flood?

Every paid claim on a federal flood insurance policy in Cocoa West, from FEMA’s records.

7paid claims since 2008

$254Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Irma: 5 claims, $152K
Tropical Storm Fay: 2 claims, $102K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cocoa West isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brevard County.

Disasters that hit Cocoa West

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cocoa West itself: aid to households, or repair grants to Cocoa West.

Brought FEMA money into Cocoa WestDeclared for Brevard County only

2017

Hurricane Irma

2 households applied for aid

2016

Hurricane Matthew

1 household applied for aid

Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.

Around Cocoa West

Cocoa West and the towns around it

Very lowLowModerateHighVery high

Rockledgemostly hurricanesVery high

Cocoa Westmostly hurricanesVery high

Cocoamostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cocoa West covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Cocoa West’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Cocoa West. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cocoa West total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.