Natural hazards · Sharpes

Sharpes, FL natural hazards

Most of the natural-hazard damage FEMA expects in Sharpes comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 2017. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sharpes?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sharpes to be higher than in 86% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes74%Inland flooding16%Everything else9%
By hazard

What Sharpes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

74% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

16% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sharpes flood?

Every paid claim on a federal flood insurance policy in Sharpes, from FEMA’s records.

5paid claims since 2017
$123Kpaid to owners
0homes flooded more than once
20172026

Biggest named events

  • Hurricane Milton: 3 claims, $65K
  • Hurricane Irma: 1 claim, $27K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Sharpes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brevard County.
Disasters that hit Sharpes

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sharpes itself: aid to households, or repair grants to Sharpes.

Brought FEMA money into SharpesDeclared for Brevard County only
2022

Hurricane Ian

1 household applied for aid $2K aid approved
2017

Hurricane Irma

6 households applied for aid $500 aid approved
2008

Tropical Storm Fay

1 household applied for aid $735 aid approved
2005

Hurricane Wilma

1 household applied for aid
2004

Hurricane Jeanne

7 households applied for aid $23K aid approved
2004

Hurricane Frances

9 households applied for aid $10K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

1 household applied for aid
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
Around Sharpes

Sharpes and the towns around it

Cocoa: Very high, mostly hurricanesNorth Merritt Island: Very high, mostly hurricanesPort St. John: Very high, mostly hurricanesCocoa West: Very high, mostly hurricanesRockledge: Very high, mostly hurricanesMerritt Island: Very high, mostly hurricanesSharpes: Very high, mostly hurricanes SharpesCocoaNorth Merritt IslandPort St. John
Very lowLowModerateHighVery high
Port St. Johnmostly hurricanesVery high
North Merritt Islandmostly hurricanesVery high
Cocoamostly hurricanesVery high
Sharpesmostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sharpes covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Sharpes’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Sharpes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sharpes total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01