Natural hazards · Rockledge

Rockledge, FL natural hazards

Most of the natural-hazard damage FEMA expects in Rockledge comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 40 claims here since 1987. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Rockledge?

89
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockledge to be higher than in 89% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes68%Inland flooding24%Everything else8%
By hazard

What Rockledge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

68% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

24% of expected damage
Above average · higher than 59% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Rockledge flood?

Every paid claim on a federal flood insurance policy in Rockledge, from FEMA’s records.

40paid claims since 1987
$565Kpaid to owners
1homes flooded more than once
19872026

Biggest named events

  • Hurricane Irma: 10 claims, $184K
  • Tropical Storm Fay: 5 claims, $40K
  • Hurricane Ian: 3 claims, $16K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 05% off flood insurance. Rockledge is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Brevard County.

What’s been done with FEMA grants

11buildings retrofitted against wind
4flood-prone properties bought out and cleared
1storm safe rooms built
Disasters that hit Rockledge

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rockledge itself: aid to households, or repair grants to the City of Rockledge.

Brought FEMA money into RockledgeDeclared for Brevard County only
2024

Hurricane Milton

631 households applied for aid $269K aid approved $374K to the City of Rockledge for repairs
2022

Hurricane Nicole

101 households applied for aid $34K aid approved $351K to the City of Rockledge for repairs
2022

Hurricane Ian

784 households applied for aid $398K aid approved $213K to the City of Rockledge for repairs
2019

Hurricane Dorian

$32K to the City of Rockledge for repairs
2017

Hurricane Irma

3,853 households applied for aid $1.4M aid approved $1.2M to the City of Rockledge for repairs
2016

Hurricane Matthew

225 households applied for aid $22K aid approved $490K to the City of Rockledge for repairs
2008

Tropical Storm Fay

108 households applied for aid $48K aid approved $70K to the City of Rockledge for repairs
2005

Hurricane Wilma

42 households applied for aid $52K aid approved $357K to the City of Rockledge for repairs
2004

Hurricane Jeanne

1,122 households applied for aid $609K aid approved $334K to the City of Rockledge for repairs
2004

Hurricane Ivan

30 households applied for aid $1K aid approved
2004

Hurricane Frances

1,888 households applied for aid $1.0M aid approved $270K to the City of Rockledge for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

112 households applied for aid $82K aid approved $49K to the City of Rockledge for repairs
1999

Hurricane Floyd Major Disaster Declarations

$22K to the City of Rockledge for repairs
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
Around Rockledge

Rockledge and the towns around it

Viera East: Very high, mostly hurricanesCocoa: Very high, mostly hurricanesCocoa West: Very high, mostly hurricanesMerritt Island: Very high, mostly hurricanesViera West: Very high, mostly hurricanesSharpes: Very high, mostly hurricanesCocoa Beach: Very high, mostly hurricanesSouth Patrick Shores: Very high, mostly hurricanesNorth Merritt Island: Very high, mostly hurricanesIndian Harbour Beach: Very high, mostly hurricanesMelbourne: Very high, mostly hurricanesRockledge: Very high, mostly hurricanes RockledgeViera EastCocoaCocoa WestMerritt Island
Very lowLowModerateHighVery high
Rockledgemostly hurricanesVery high
Viera Eastmostly hurricanesVery high
Cocoa Westmostly hurricanesVery high
Cocoamostly hurricanesVery high
Merritt Islandmostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockledge covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Rockledge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rockledge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rockledge total about $14.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01