Natural hazards · Southington

Southington, CT natural hazards

Most of the natural-hazard damage FEMA expects in Southington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 72 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Southington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southington to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Southington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Southington flood?

Every paid claim on a federal flood insurance policy in Southington, from FEMA’s records.

72paid claims since 1978

$843Kpaid to owners

11homes flooded more than once

19782026

Biggest named events

Not a named storm: 26 claims, $368K
Hurricane Floyd: 4 claims, $17K
Hurricane Ida: 4 claims, $101K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Southington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Southington

Southington and the towns around it

Very lowLowModerateHighVery high

Meridenmostly inland floodingHigh

Bristolmostly inland floodingHigh

Plainvillemostly inland floodingHigh

Berlinmostly inland floodingHigh

Southingtonmostly inland floodingModerate

Cheshiremostly inland floodingModerate

Wolcottmostly inland floodingModerate

New Britainmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southington covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Southington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Southington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southington total about $14.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.