Natural hazards · Wolcott

Wolcott, CT natural hazards

Most of the natural-hazard damage FEMA expects in Wolcott comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 20 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolcott?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolcott to be higher than in 47% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding66%Hurricanes21%Everything else13%

By hazard

What Wolcott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolcott flood?

Every paid claim on a federal flood insurance policy in Wolcott, from FEMA’s records.

20paid claims since 1978

$280Kpaid to owners

3homes flooded more than once

19782026

Biggest named events

Not a named storm: 4 claims, $71K
Hurricane Irene: 3 claims, $55K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wolcott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Wolcott

Wolcott and the towns around it

Very lowLowModerateHighVery high

Waterburymostly inland floodingHigh

Bristolmostly inland floodingHigh

Plymouthmostly inland floodingHigh

Southingtonmostly inland floodingModerate

Cheshiremostly inland floodingModerate

Wolcottmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolcott covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Wolcott’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wolcott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wolcott total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.