Natural hazards · New Britain

New Britain, CT natural hazards

Most of the natural-hazard damage FEMA expects in New Britain comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 98 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Britain?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Britain to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves6%Earthquakes6%Everything else15%

By hazard

What New Britain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 65% of U.S. places

Recorded about 4 times a year in the area

Cold waves

6% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Britain flood?

Every paid claim on a federal flood insurance policy in New Britain, from FEMA’s records.

98paid claims since 1978

$756Kpaid to owners

16homes flooded more than once

19782026

Biggest named events

Not a named storm: 18 claims, $27K
Hurricane Ida: 12 claims, $177K
Hurricane Floyd: 7 claims, $19K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Britain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around New Britain

New Britain and the towns around it

Very lowLowModerateHighVery high

Plainvillemostly inland floodingHigh

Berlinmostly inland floodingHigh

Farmingtonmostly inland floodingHigh

Southingtonmostly inland floodingModerate

Newingtonmostly inland floodingModerate

New Britainmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Britain covers 21 census tracts, combined by population.

Money that reached townFlood claims are matched to New Britain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of New Britain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Britain total about $15.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.