Natural hazards · Plainville

Plainville, CT natural hazards

Most of the natural-hazard damage FEMA expects in Plainville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 64 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plainville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plainville to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Plainville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plainville flood?

Every paid claim on a federal flood insurance policy in Plainville, from FEMA’s records.

64paid claims since 1979

$896Kpaid to owners

3homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 22 claims, $556K
Hurricane Floyd: 12 claims, $91K
Not a named storm: 6 claims, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plainville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

What’s been done with FEMA grants

23flood-prone properties bought out and cleared

Around Plainville

Plainville and the towns around it

Very lowLowModerateHighVery high

Bristolmostly inland floodingHigh

Plainvillemostly inland floodingHigh

Farmingtonmostly inland floodingHigh

Southingtonmostly inland floodingModerate

New Britainmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plainville covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Plainville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Plainville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plainville total about $7.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.