Natural hazards · New Milford

New Milford, CT natural hazards

Most of the natural-hazard damage FEMA expects in New Milford comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 108 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Milford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Milford to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding83%Hurricanes10%Everything else7%

By hazard

What New Milford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Milford flood?

Every paid claim on a federal flood insurance policy in New Milford, from FEMA’s records.

108paid claims since 1978

$3.4Mpaid to owners

17homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 9 claims, $760K
Not a named storm: 2 claims, $1K
December Storm - Nor'easter: 1 claim, $15K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Milford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around New Milford

New Milford and the towns around it

Very lowLowModerateHighVery high

New Milfordmostly inland floodingHigh

Kentmostly inland floodingHigh

Shermanmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Brookfieldmostly inland floodingModerate

Bridgewatermostly inland floodingModerate

New Fairfieldmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Milford covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to New Milford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Milford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Milford total about $16.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.