Natural hazards · New Fairfield

New Fairfield, CT natural hazards

Most of the natural-hazard damage FEMA expects in New Fairfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1999.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Fairfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Fairfield to be higher than in 40% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding67%Hurricanes19%Everything else14%

By hazard

What New Fairfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 53% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

19% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Fairfield flood?

Every paid claim on a federal flood insurance policy in New Fairfield, from FEMA’s records.

9paid claims since 1999

$41Kpaid to owners

0homes flooded more than once

19992026

Biggest named events

Hurricane Irene: 4 claims, $19K
Hurricane Floyd: 2 claims, $15K

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Fairfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around New Fairfield

New Fairfield and the towns around it

Very lowLowModerateHighVery high

New Milfordmostly inland floodingHigh

Shermanmostly inland floodingHigh

Danburymostly inland floodingModerate

Brookfieldmostly inland floodingModerate

New Fairfieldmostly inland floodingModerate

Pattersonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Fairfield covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to New Fairfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Fairfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Fairfield total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.