Natural hazards · Brookfield

Brookfield, CT natural hazards

Most of the natural-hazard damage FEMA expects in Brookfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 18 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brookfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookfield to be higher than in 54% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding71%Hurricanes17%Everything else12%

By hazard

What Brookfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brookfield flood?

Every paid claim on a federal flood insurance policy in Brookfield, from FEMA’s records.

18paid claims since 1978

$312Kpaid to owners

3homes flooded more than once

19782026

Biggest named events

Hurricane Floyd: 2 claims, $23K
Hurricane Irene: 2 claims, $38K
Not a named storm: 1 claim, $977

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brookfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Brookfield

Brookfield and the towns around it

Very lowLowModerateHighVery high

New Milfordmostly inland floodingHigh

Danburymostly inland floodingModerate

Brookfieldmostly inland floodingModerate

Bridgewatermostly inland floodingModerate

Newtownmostly inland floodingModerate

New Fairfieldmostly inland floodingModerate

Bethelmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookfield covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Brookfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brookfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brookfield total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.