Natural hazards · Sherman

Sherman, CT natural hazards

Most of the natural-hazard damage FEMA expects in Sherman comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sherman?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sherman to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes13%Everything else8%

By hazard

What Sherman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sherman flood?

Every paid claim on a federal flood insurance policy in Sherman, from FEMA’s records.

7paid claims since 1979

$53Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 2 claims, $11K
Hurricane Floyd: 2 claims, $22K
Hurricane Ida: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sherman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Sherman

Sherman and the towns around it

Very lowLowModerateHighVery high

New Milfordmostly inland floodingHigh

Kentmostly inland floodingHigh

Shermanmostly inland floodingHigh

Dovermostly inland floodingModerate

New Fairfieldmostly inland floodingModerate

Pawlingmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sherman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Sherman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sherman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sherman total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.