Natural hazards · Steele Creek

Steele Creek, AK natural hazards

Most of the natural-hazard damage FEMA expects in Steele Creek comes from cold waves, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Steele Creek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Steele Creek to be higher than in 68% of U.S. communities, mostly from cold waves and earthquakes.

Cold waves33%Earthquakes31%Wildfire20%Inland flooding12%Everything else3%

By hazard

What Steele Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

33% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

31% of expected damage

Well above average · higher than 88% of U.S. places

Wildfire

20% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

12% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about once every 100 years in the area

Lower here

Ice stormsWinter weatherLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesTornadoesHailHeat wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Steele Creek flood?

Every paid claim on a federal flood insurance policy in Steele Creek, from FEMA’s records.

1paid claims since 2003

$7Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Steele Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairbanks North Star Borough.

Disasters that hit Steele Creek

Federal disasters declared here

None of the disasters declared for Fairbanks North Star Borough shows FEMA aid or repair money reaching Steele Creek itself in FEMA’s records.

Brought FEMA money into Steele CreekDeclared for Fairbanks North Star Borough only

Fairbanks North Star Borough has had 14 natural disasters declared since 1953, most often fires and severe storms.

Around Steele Creek

Steele Creek and the towns around it

Very lowLowModerateHighVery high

Two Riversmostly wildfiresVery high

Foxmostly wildfiresVery high

Badgermostly earthquakesVery high

Fairbanksmostly earthquakesVery high

Steele Creekmostly cold wavesHigh

Farmers Loopmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Steele Creek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Steele Creek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Steele Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Steele Creek total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.