Natural hazards · Farmers Loop

Farmers Loop, AK natural hazards

Most of the natural-hazard damage FEMA expects in Farmers Loop comes from earthquakes, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmers Loop?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmers Loop to be higher than in 66% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes52%Wildfire20%Cold waves16%Inland flooding10%Everything else2%

By hazard

What Farmers Loop faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

52% of expected damage

Well above average · higher than 90% of U.S. places

Wildfire

20% of expected damage

Well above average · higher than 98% of U.S. places

Cold waves

16% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 2 times a year in the area

Inland flooding

10% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about once every 100 years in the area

Lower here

Ice stormsWinter weatherLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesTornadoesHailHeat wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmers Loop flood?

FEMA's records show no paid flood insurance claims in Farmers Loop.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Farmers Loop isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairbanks North Star Borough.

Disasters that hit Farmers Loop

Federal disasters declared here

None of the disasters declared for Fairbanks North Star Borough shows FEMA aid or repair money reaching Farmers Loop itself in FEMA’s records.

Brought FEMA money into Farmers LoopDeclared for Fairbanks North Star Borough only

Fairbanks North Star Borough has had 14 natural disasters declared since 1953, most often fires and severe storms.

Around Farmers Loop

Farmers Loop and the towns around it

Very lowLowModerateHighVery high

Goldstreammostly wildfiresVery high

Foxmostly wildfiresVery high

Collegemostly earthquakesHigh

Steele Creekmostly cold wavesHigh

Farmers Loopmostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmers Loop is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Farmers Loop’s own flood-insurance community; household aid to the registrant’s city; repair grants to Farmers Loop. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.