Natural hazards · Two Rivers

Two Rivers, AK natural hazards

Most of the natural-hazard damage FEMA expects in Two Rivers comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Two Rivers?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Two Rivers to be higher than in 86% of U.S. communities, mostly from wildfires and landslides.

Wildfire35%Landslides32%Cold waves15%Avalanches6%Inland flooding6%Everything else6%

By hazard

What Two Rivers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

35% of expected damage

Well above average · among the top 1% of U.S. places

Landslides

32% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

15% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Avalanches

6% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Inland flooding

6% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once every 100 years in the area

Lower here

TornadoesHailIce stormsWinter weatherEarthquakesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Two Rivers flood?

FEMA's records show no paid flood insurance claims in Two Rivers.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Two Rivers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairbanks North Star Borough.

Disasters that hit Two Rivers

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Two Rivers itself: aid to households, or repair grants to Two Rivers.

Brought FEMA money into Two RiversDeclared for Fairbanks North Star Borough only

2002

Earthquake

1 household applied for aid $732 aid approved

Fairbanks North Star Borough has had 14 natural disasters declared since 1953, most often fires and severe storms.

Around Two Rivers

Two Rivers and the towns around it

Very lowLowModerateHighVery high

Two Riversmostly wildfiresVery high

Pleasant Valleymostly wildfiresVery high

Steele Creekmostly cold wavesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Two Rivers is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Two Rivers’s own flood-insurance community; household aid to the registrant’s city; repair grants to Two Rivers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.